Company Review

In the rapidly evolving realm of online payment gateways, stands as one of the pioneers. For businesses seeking a seamless, secure, and robust platform for processing online transactions, has often been a go-to solution. But does its legacy ensure continued relevance in today’s competitive landscape? This review delves deep into the offerings, strengths, and weaknesses of

Company Background

Founded in 1996, has had a head start in the world of online payment gateways. Acquired by Visa in 2010 as a part of the CyberSource deal, it has continually provided merchants with the ability to accept credit card and electronic check payments over the Internet.

Services Offered

  1. Payment Gateway:’s core offering, allowing businesses to accept payments online securely.
  2. Virtual Terminal: This feature enables merchants to manually enter payment details for mail or phone orders.
  3. Advanced Fraud Detection Suite: Tools and filters to help businesses identify and combat fraudulent transactions.
  4. Recurring Billing: Automated solutions for businesses that operate on a subscription model.
  5. eCheck Processing: Accept and process electronic check payments.


  1. Robust Security: prides itself on its advanced security measures, including multiple fraud prevention tools.
  2. Flexible Integration: Its API is well-documented, allowing for easy integration with a variety of e-commerce platforms.
  3. Reputation and Reliability: Being one of the earliest players in the payment gateway space, it carries a legacy of trust.
  4. Wide Range of Features: From simple payment processing to more advanced features like recurring billing, has it covered.


  1. Fees and Pricing: Some users have expressed concerns about the fee structure, especially when considering additional features.
  2. Learning Curve: While it’s a powerful platform, newcomers might find it a bit more challenging to navigate initially.
  3. Customer Support: Although resources are available, some users have reported mixed experiences with their support team.

Competitive Landscape competes with several prominent payment gateways, including PayPal, Stripe, and Square. While platforms like Stripe focus on developer-friendly features and ease of integration, leans on its comprehensive suite of tools and longstanding reputation.

Conclusion has, without a doubt, played a foundational role in shaping the online payment gateway industry. Its comprehensive feature set, paired with robust security measures, makes it a strong contender for businesses of all sizes. However, potential users should carefully consider their specific needs, budgetary constraints, and desired level of customer support. In a world replete with payment solutions, remains a formidable presence, but it’s essential to ensure its offerings align closely with the needs of the business in question.

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