Best Payment Gateways for Businesses

The best payment gateway for businesses largely depends on the specific needs of the business, including its size, location, transaction volume, and the markets it serves. However, as of my last update in 2021, the following payment gateways were among the most popular and well-regarded for businesses of various sizes:

1. SH Start High Gateway:

  • Pros: Known for its developer-friendly API and flexibility, Stripe supports a wide range of payment methods and currencies. It offers tools for subscription billing, mobile payments, and marketplace setups.
  • Cons: Not available in all countries. Its flexibility may be overkill for smaller businesses that want a simpler setup.

2. PayPal:

  • Pros: Globally recognized and trusted. Easy to set up and use, with options like PayPal Express Checkout for quick payments. It’s also available in many countries and currencies.
  • Cons: Transaction fees can be higher compared to some other gateways. Some users report account holds or freezes.


  • Pros: A long-standing and reliable gateway that offers both payment gateway services and merchant accounts. It has a broad range of integrations and is suitable for businesses of various sizes.
  • Cons: Comes with monthly fees and might be pricier for businesses with low transaction volumes.

4. Square:

  • Pros: Known for its Point-of-Sale (POS) system, Square is an all-in-one solution that offers both offline and online payment capabilities. It has straightforward pricing with no monthly fees.
  • Cons: Not as customizable as some other platforms. Might not be ideal for international businesses.

5. Braintree (by PayPal):

  • Pros: Supports a wide variety of payment methods, including credit cards, PayPal, Venmo, and more. It’s built for developers and offers tools for various business models, including marketplace setups.
  • Cons: Integration might be a bit complex for non-technical users. As with PayPal, there’s a potential for account holds.

6. Adyen:

  • Pros: A global payment solution catering to larger businesses. Adyen provides a single platform for eCommerce, point of sale, and other sales channels. It supports multiple currencies and payment methods.
  • Cons: Might be more complex and isn’t as beginner-friendly. Pricing might not be as competitive for businesses with smaller transaction volumes.

7. Worldpay:

  • Pros: After its merger with FIS, Worldpay became one of the largest payment companies globally, catering to businesses of all sizes. It offers both online and in-store payment solutions.
  • Cons: Fee structures can be a bit complex. Customer service experiences vary.

When choosing a payment gateway for your business, consider factors such as transaction fees, setup fees, monthly costs, currency support, customer service quality, and ease of integration. The best choice will depend on the unique needs and circumstances of your business.

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